About Insurance Audit & Inspection Company

Insurance Audit & Inspection Company has provided valuable guidance to its clients since 1901. Consider that in its historical context. Policyholders have placed their trust in us through two world wars, one cold war, five regional wars, a stock market crash, the Great Depression, several recessions, including the Great Recession, twenty-one presidential administrations, September 11, 2001, and Hurricane Katrina. Punctuating those landmarks were the countless fires, explosions, mudslides, droughts, tornadoes, floods, earthquakes, strikes, shipwrecks, pandemic disease outbreaks, terrorist attacks, active shooter situations, data theft or corruption, and other natural and man-made catastrophes - many known or remembered only by those upon whom they were visited.

Our founder, Alvin Coate, was a self-educated scholar of the Quaker faith, who had planned to devote his life to ideals of honesty, simplicity and service to others. While in his twenties, he worked as a bookkeeper for a company that had a large loss. The insurance company refused to pay. There was no question that his employer was being swindled, but he could not afford to fight. He found that the insurance salesmen were of no help – they had neither read nor understood the policies. Besides, they could not be expected to go against their employer. Now if you “fast forward” a century, read some cases and a few recent headlines, you might conclude that things haven’t changed all that much. However, thanks to the vision of Mr. Coate and others like him, policyholders now have someplace to turn.